Budget Calendar

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Free Budget Calculator

When it comes to personal finance, it's best not to play the guessing game. Sometimes the easiest way to manage your monthly budget is to visualize it. With Quicken's budget calculator, it's easier than ever to manage your finances.

Getting Started: Put Together a Budget

Take the time to add up your total monthly income from all sources and list your regular monthly expenses to create a monthly budget. Categorize expenses in groups to make the process simpler. For example, include mortgage payments or rent as well as utilities when you list an amount for housing. Transportation includes not just your car payments but gas, insurance, registration and repairs as well. Quicken's Free Budget Calculator gives you a boost toward getting this done by doing all the math for you.

Budget Calendar Printable 2021

Review Where Your Money Goes

One benefit of building a budget is that it forces you to track your spending and see in black and white (or in this case—color) where your money goes. This kind of expense-tracking exercise shows how even little costs add up.

Realize Your Goals

Creating a budget forces you to reevaluate your goals and priorities. If you aren't saving money for the things you plan to do, you aren't likely to do them. For example, rather than fantasize about buying a home or going back to school, include contributions to funding these goals in your monthly budget.

Emergency Planning: Prepare for the Unexpected

You can prepare for the unexpected by creating an emergency fund with sufficient cash to carry you through hard times. Your emergency fund should contain enough money to pay your bills for three to six months. Make your 'emergency fund' a budget item and contribute small amounts monthly until the fund is large enough to serve as a safety net.

Many people like to use a calendar to show when monthly bills need to be paid. This new spreadsheet template allows you to create or track your budget by entering expenses directly into a monthly calendar. The amounts you enter are totaled at the bottom. You can also include other expenses in the table below the calendar. In the new version, you can schedule Monthly Bills and these will be summed along with other daily expenses to show the daily balance.

Budget Calendar with Daily Balances

License: Private Use (not for distribution or resale)

Description

This new version shows the daily balance and also lets you schedule monthly bills by entering the day of the month that the bill is due and the amount. Make copies of the worksheet to set up a spreadsheet that will work for an entire year.

License: Private Use (not for distribution or resale)

How to Use the Budget Calendar

I created this template from my Monthly Calendar Template, so it's best to think of this as simply a calendar that sums up the numbers you enter. It doesn't create categorized budget reports, and it doesn't import or export data like other budget calendar software might.

Budget Calendar Planner

Start by updating the year and the month at the top of the worksheet. You can also make duplicate copies of the calendar worksheet to use for different months.

Budget Calendar Planner

Each day of the calendar is made up of two columns. Use the column on the left for the description, and the column on the right for the expense amount.

Important: The DAILY amount in the table below the calendar is the sum of the amounts you enter directly within the calendar. The image above highlights which of the cells are included in the daily sum. When you enter expenses, make sure to enter numbers within the highlighted columns.

Budget Calendar Free

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